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SetupFebruary 18, 20266 min read

UAE Company Setup Cost in 2026 (Real Numbers for Founders)

Forget "from AED 5,500" ads. Here's what UAE setup actually costs when you factor in banking, visas, and compliance.

By OAHKS Consulting | UAE Business Structuring & Banking Advisory

📑 In This Article

If you've searched "UAE company setup cost", you've probably seen ads saying:

"Start your Dubai company from AED 5,500."

That number usually reflects license registration only.

It excludes visas, office requirements, Emirates ID, banking preparation, and compliance.

At OAHKS, we help international founders build bankable UAE companies, not just paperwork entities.

Here's what UAE company setup actually costs in 2026, based on real client cases.

Quick Cost Summary (1 Visa)

StructureRegistration OnlyRealistic Total
Low-cost Free Zone
(SHAMS/SPC/UAQ)
AED 5,500–12,000AED 25,000–35,000
Tier-1 Free Zone
(IFZA/Meydan/RAKEZ)
AED 12,000–20,000AED 30,000–40,000
Mainland DubaiAED 20,000+AED 45,000–60,000

Registration is cheap.

Bankable structure is not.

Free Zone Setup (What Founders Actually Pay)

Bare license:

AED 5,500–15,000

Realistic total:

AED 25,000–40,000

Includes:

  • Trade license
  • Residency visa
  • Medical + Emirates ID
  • Flexi-desk or office
  • Immigration processing
  • Typing centers
  • Banking readiness support

Cheap free zones work for:

  • Consultants
  • Solo operators
  • Low-risk service businesses

They struggle for:

  • E-commerce
  • Trading
  • Crypto-adjacent
  • High transaction volume

Mainland Setup (Required for Physical Businesses)

Mainland is mandatory for:

Salons
Restaurants
Retail
Walk-in services

Typical total:

AED 45,000–60,000+

Includes:

License
Office lease (mandatory)
Visa
Municipality approvals
Banking preparation

Additional Costs Most Agents Hide

Extra visasAED 10,000–15,000 each
Banking onboarding fees (some banks)AED 0–5,000
Document attestation (if required)AED 700–2,000
VAT + accounting setup (if applicable)Variable

The Banking Reality (Especially for African Founders)

Banks assess:

Nationality risk
Source of funds
Business model clarity
Contracts or invoices
Website credibility
Office substance

Low-tier free zones increase scrutiny.

This is why founders get licenses easily — then get stuck for months on banking.

Our Conservative Recommendation

Budget:

Free Zone:AED 35,000–40,000
Mainland:AED 50,000–60,000

This avoids:

Rejections
Forced migrations
Double payments
Delays

Start With Initial UAE Setup Guidance (Free)

We provide a conservative, advisor-led overview covering:

Best structure for your profile
Banking readiness
Cost expectations
Risk factors
Next steps

No sales pressure. No generic packages.

👉 Get Your Initial UAE Setup Guidance

Personalized, conservative advisory overview before you commit money.

Written by

OAHKS Team

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